One expense on our list of cuts was Starbucks. While this may seem like a no-brainer for those contemplating what counts as a true necessity,
Read MoreIt has been an interesting year so far. A lot has happened. Since starting the No Spend Challenge on January 1st, we have reached some
Read MoreAs a goal-oriented person, I have always enjoyed the first of the year because of the emphasis on goal-setting and fresh starts. The new year
Read MoreFor my recent academic pursuits, I made the choice to use student loans to pay for a large part of my tuition. The thing about
Read MoreLast January, during my church’s time of prayer and fasting, the Holy Spirit told me that 2012 would be the Year of Completion, a time
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